Guides to help you manage your money

These guides can help you manage your money day to day and also plan for the future:

Moneysmart provides free money calculators, tips and guidance. It’s part of an Australian Government strategy to help all Australians take control of their financial lives.

Budget planners

These budgeting and savings tools are free and easy to use, and your personal details are always secure:

Many financial institutions have their own apps, resources and guides to help you with budgeting and managing your money. It’s worth taking a look at your institution’s website to find out what it offers.

Financial advisers and financial counsellors

Financial advisers help you set up savings goals and plan your future finances. You’ll need to pay to use their services.

Financial counsellors help you when you have financial difficulties. Financial counsellors are free and available in most communities.

You can also speak to a financial counsellor by calling the National Debt Helpline on 1800 007 007.

These services can get you started:

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Raising Children Network is supported by the Australian Government. Member organisations are the Parenting Research Centre and the Murdoch Childrens Research Institute with The Royal Children’s Hospital Centre for Community Child Health.

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